Mortgage products
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Residential purchase 3 year fixed 75% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.24% fixed until 29 February 2028
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.3%
Residential purchase 3 year fixed 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.5% fixed until 29 February 2028
APRC
the overall cost for comparison is7.7%
Residential purchase 3 year fixed 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.74% fixed until 29 February 2028
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.8%
Residential purchase 2 year discount 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.45% (2.84% discount from our Standard Variable Rate until 28 February 2027)
APRC
the overall cost for comparison is8.1%
Residential purchase 2 year discount 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.89% (2.40% discount from our Standard Variable Rate until 28 February 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is8.2%
Ex-pat buy to let purchase 5 year fixed rate
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.45% fixed until 28 February 2030
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.79%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,999.00
APRC
the overall cost for comparison is7.6%
Ex-pat buy to let purchase 5 year fixed rate
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.49% fixed until 28 February 2030
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.79%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,999.00
APRC
the overall cost for comparison is7.6%
Ex-pat buy to let purchase 3 year discount
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.64% (3.15% discount from our Buy to Let Variable Rate until 29 February 2028)
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.79%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,299.00
APRC
the overall cost for comparison is7.9%
High loan purchase 2 year discount 75% loan to value
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.4.99% (3.30% discount from our Standard Variable Rate until 28 February 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is8%
Shared ownership purchase 5 year fixed 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.09% fixed until 28 February 2030
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.3%
Shared ownership purchase 2 year discount 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.84% (2.45% discount from our Standard Variable Rate until 28 February 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is8.1%
Lending into retirement purchase 2 year discount
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.54% (2.75% discount from our Standard Variable Rate until 28 February 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is8.1%
Retirement interest only purchase 2 year discount
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.54% (2.75% discount from our Standard Variable Rate until 28 February 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is8.2%
Family assisted mortgage
- No early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.59% (2.70% discount from our Standard Variable Rate)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is6.3%
Your home may be repossessed if you do not keep up repayments on your mortgage