2 year discount high loan 75% loan to value

2 year discount high loan 75% loan to value

Free standard valuation: We will contribute up to £350 towards the cost of a valuation. To see our valuation fees, please click here.

Fees assisted legals: Your client can choose to use our solicitors. If they choose to do this, we will cover the cost of any standard legal fees. Please note, any non-standard fees must be paid by your client. They'll be advised of any non-standard costs that will apply. If they choose to use our solicitors, they'll only act for us and won't provide your client with independent advice regarding the mortgage application. Alternatively, your client can choose to receive £250 towards their own solicitor's costs.

There is an arrangement fee of £999.00. This fee can be taken off the mortgage amount, or your client can add the fee to the amount borrowed. If they choose to add the arrangement fee to their mortgage they will pay interest on the fee at the same rate as their mortgage. If they choose to take the arrangement fee off the mortgage, this will be deducted from the amount they borrow and so, they will need to pay the arrangement fee to their solicitor at completion.

There is a minimum mortgage amount of £1,000,000.00.

This product has a maximum mortgage amount of £1,500,000.00.

We have a minimum property value of £100,000 which increases to £250,000 for properties located within the M25 corridor.

The maximum loan to value is 75%.

The interest rate is floored which means that the rate cannot fall below 4.34%.

The minimum repayment term is 5 years and the maximum repayment term is 40 years. Maximum term will depend upon individual circumstances, for example applicant age and leasehold property restrictions.

Early Repayment Charges apply during the product term. Your client can overpay up to 10% of the original mortgage amount each calendar year without charge. However, if the overpayment exceeds 10%, the mortgage is repaid in full, or switched to another product before the end of the product term then the full amount of the Early Repayment Charge will apply.

The Early Repayment Charge will be calculated at:

• 3% of the amount repaid until 28 February 2025; and
• 2% of the amount repaid until 28 February 2027.

The mortgage tariff of charges details the various fees and charges that may apply during the term of your client's mortgage. To view these, please click here.