View our range of products to see how we can help you to help your client
Mortgage products
Our residential mortgage range
Our residential mortgage range
Available in England & Wales, a range of products and criteria that provide a mortgage solution to support first time buyers and home movers who don’t meet High Street lenders criteria or require a personalised underwriting approach.
Our mortgages into retirement range
Available in England & Wales for first time buyers and home movers for customers already in retirement or looking to borrow into retirement. Our RIO range requires customers to make interest only payments each month, with the loan amount only being repaid when a specific life event occurs.
Our family assist mortgage
Available in England & Wales for first time buyers & home movers. We offer a 100% LTV mortgage with the required support of family members. This is either through their savings or a collateral charge on their existing residential property.
Our shared ownership mortgage range
Available in England & Wales for first time buyers, home movers and is available up to 95% of the share (75% LTV) on qualifying properties.
Our self and custom build mortgages
Available in England & Wales and is in partnership with BuildLoan, giving first time buyers, and home movers the opportunity to build their own home.
Our residential ex-pat mortgage range
Available for first time buyers and home movers. This range is for applicants who are living/working abroad in in one of our recognised countries and are also paid in one of our acceptable overseas currencies.
Our Credit+ range
In addition to our standard range of residential mortgages, our Credit+ range can offer your first time buyer and home mover clients whose credit profile falls outside of our standard product terms a competitive mortgage solution.
Our residential remortgage range
Available in England & Wales, a range of products and criteria that provide a mortgage solution to support residential remortgage clients who don’t meet High Street lenders criteria or require a personalised underwriting approach.
Our Credit+ range
In addition to our standard range of residential mortgages, our Credit+ range can offer your residential remortgage clients whose credit profile falls outside of our standard product terms a competitive mortgage solution.
Our remortgages into retirement range
Available in England & Wales for residential remortgages. This range is for customers already in retirement or looking to borrow into retirement. Our RIO range requires customers to make interest only payments each month, with the loan amount only being repaid when a specific life event occurs.
Our self and custom build remortgages
Available in England & Wales in partnership with BuildLoan, giving home movers the opportunity to build their own home.
Our residential ex-pat remortgage products
Available for home movers or residential remortgages. This range is for applicants who are living/working abroad in in one of our recognised countries and are also paid in one of our acceptable overseas currencies.
Our shared ownership remortgages
Available in England & Wales for home movers and is available up to 95% of the share (75% LTV) on qualifying properties.
Our buy to let mortgage range
Our buy to let limited company mortgage range
Available for applicants residing in the UK and is also available for Ex-pats living/working abroad. (Please note we do not accept applications for flats in London or for consumer BTLs).
Our ex-pat buy to let mortgages
Available to landlords who are living/working abroad, with no minimum income requirement. (Please note we do not accept applications for flats in London or for consumer BTLs).
Our buy to let limited company remortgage products
Available for applicants residing in the UK and is also available for Ex-pats living/working abroad. (Please note we do not accept applications for flats in London or for consumer BTLs).
Our ex-pat buy to let remortgages
Available to landlords who are living/working abroad, with no minimum income requirement. (Please note we do not accept applications for flats in London or for consumer BTLs).
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Residential lending criteria
Want to check if a clients case fits our criteria? Browse our residential lending criteria.
Buy to Let lending criteria
Want to check if a clients case fits our criteria? Browse our buy to let lending criteria.
Residential ex-pat lending criteria
Browse our residential ex-pat lending criteria
Find a BDM
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