Additional borrowing
If your client has an existing residential mortgage with us, they may be able to apply for additional borrowing
Additional borrowing is defined as any application looking to increase an outstanding mortgage balance to raise additional funds for another purpose.
Additional borrowing applications from existing borrowers, will only be considered from customers who:
- Have had a mortgage with us for at least six months; and
- are currently up to date with their monthly repayments.
Please note, customers looking for additional borrowing on their mortgage can only go through our direct Mortgage Advisers. If your client is looking for additional borrowing, they can call our direct team on 0121 557 2551, visit one of our branches, or complete our online contact form.
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Residential lending criteria
Want to check if a clients case fits our criteria? Browse our residential lending criteria.
Buy to Let lending criteria
Want to check if a clients case fits our criteria? Browse our buy to let lending criteria.
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